Owner Intelligence · Tool 8

Should you sell your building
with your business — or keep it?

One of the most financially significant decisions in any business transition — and one of the least analyzed before the LOI is signed. Model all four scenarios side by side with real after-tax outcomes.

🧾 CPAs ⚖️ Estate Attorneys 🏦 Bankers & Lenders 🏢 Commercial RE Advisors 💼 Wealth Managers

Property and business inputs

Do you own the real estate?

Real estate market value

$1,200,000

$100K$10M

Real estate debt (mortgage balance)

$400,000

$0$5M

Original purchase price (cost basis)

$600,000

$50K$5M

Years owned

Current annual rent charged to business

$60,000

$0$500K/yr

Market rent for comparable space

$72,000

$0$500K/yr

Business enterprise value (excluding RE)

$3,000,000

$500K$20M

Tax filing status

State tax rate (approx.)

Four scenarios — modeled side by side

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Include this in an Owner Intelligence Report.

Real estate and business separation analysis becomes Section 09 of the full Owner Intelligence Report — critical for every CPA, estate attorney, and commercial lender involved in the transaction.

Build full Owner Intelligence Report

Should you sell your buildingwith your business — or keep it?

Should you sell your building
with your business — or keep it?