See whether a buyer can finance your business with an SBA 7(a) loan at your asking price. Calculates DSCR, maximum supportable sale price, required buyer equity, and whether a seller note is likely required.
Your business & sale details
We calculate whether a buyer can finance your business with an SBA 7(a) loan and what that means for your asking price.
Net profit + owner salary + add-backs. Your most important number.
SBA loan parameters
SBA 7(a) = prime + 2.75%. Current prime approx 8.5%.
SBA minimum 10%. Most lenders require 15–20%.
SBA Qualification at Your Asking Price
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Total SBA loan amount
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At asking price
Buyer equity required
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Cash buyer must bring
Debt service coverage
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Need 1.25x minimum
Max supportable price
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At 1.25x DSCR
Full SBA Breakdown
SBA loan amount
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Buyer equity injection
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SBA interest rate
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Monthly debt service
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Annual debt service
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DSCR at asking price
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DSCR verdict
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Max supportable price
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Financing gap
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Seller Note Likely Required
How to Improve SBA Qualification
Model your full exit structure. See how SBA financing, a seller note, and earn-out combine into your optimal deal.